My ISA interest rate has dropped considerably

Slightly off techy, but with inflation at 0% money is on the agenda. If you have an ISA, you should look at the interest rates at the moment. They are down considerably for all bank accounts and worst of all ISA's.

Currently I have an ISA with Lloyds and back when I started this one, the interest was around 4%. Looking good and conveniently easy to commute to local branches, I saw this as a worthy investment. From recent years, my money didn't exactly earn much elsewhere so a new bank was on the agenda.

On a side note, late last year I had an account with Halifax. Unlike many that kept there money in Icelandic accounts, I decided with Halifax to get out while I had the chance. Guess what happened weeks after? The bank when bust and Lloyds have a stake in them. Lucky for me, that's where my money went.

Back on the matter, looking at today's interest rate with Lloyds, the shocking news for me and everyone out there is that the latest interest rate is 1%. This is above inflation, but not that good if you had an ISA for nearly 12 months. What a joke. Is an ISA worth all that bother, I think not now. I will be taking my money and using it for other purposes once I have the small interest. Only a couple of weeks to wait to find a better way to use it.

If your considering doing the same thing, what are you plans?

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